tag:blogger.com,1999:blog-4797432599663441966.post2508452919554547505..comments2008-05-28T00:20:01.104-04:00FRANK LL0SA Va Broker- BLOG.FranklyRealty.comhttp://www.blogger.com/profile/12647085935682292923noreply@blogger.comBlogger32125tag:blogger.com,1999:blog-4797432599663441966.post-30982836178977902962008-05-28T00:20:00.000-04:002008-05-28T00:20:00.000-04:00

Hey Charlie,Yeah, maybe I overreacted, but I had a friend that was a victim of identity theft. Also the DC area tops the list of victims. While I just the other day had to defend online shopping (imagine that!!) to a Realtor, I used the same "don't you use your credit card at the local restaurant." The main difference that I see is that somebody that is in the process of moving is at a MUCH

FRANK LL0SA Va Broker- BLOG.FranklyRealty.comhttp://www.blogger.com/profile/12647085935682292923noreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-69420868969703415612008-05-27T00:20:00.000-04:002008-05-27T00:20:00.000-04:00

Hi Frank, Thanks for your concern. I know you had good intentions and can understand where you are coming from. However, I disagree with your thought process on this one particular rant. What can a person really do with just a signature? Anyone could pick up a signature in a restaurant or other place of business which uses credit cards. All you would need is one waitress or clerk pocketing

Charlie Pitkinhttp://www.blogger.com/profile/08163767062622392237noreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-4212631804933413992008-02-25T14:51:00.000-05:002008-02-25T14:51:00.000-05:00

I was recently corrected. The spelling is "moot."And yes the signature is very clear and of course you can't do anything with JUST a signature. But knowing that the seller is moving soon, those are prime candidates since there is a transition occuring. Yes you leave your signature at the local restaurant when you sign, but couple that with moving and I just say "why post it online."The main point

FRANK LL0SA Va Broker- BLOG.FranklyRealty.comhttp://www.blogger.com/profile/12647085935682292923noreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-47854826067017683642008-02-25T14:42:00.000-05:002008-02-25T14:42:00.000-05:00

I know this is probably a mute issues at this point, but I agree, it's a signature, can you even make out the signature, furthermore, it's likely that you will need a whole lot more to actually 'steal' someone's identity. Cool the alarmist behavior, it's already all over the net.

Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-68523835907258000852008-02-06T00:42:00.000-05:002008-02-06T00:42:00.000-05:00

Yes there is a 1% chance that the owner knows that their Realtor put up their signature and gave their blessing.But if I was a betting man, I would give 100 to 1 odds that they did not give their permission.

FRANK LL0SA Va Broker- BLOG.FranklyRealty.comhttp://www.blogger.com/profile/12647085935682292923noreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-3783163743917106612008-02-05T23:26:00.000-05:002008-02-05T23:26:00.000-05:00

It takes a lot more than a signature to steal someone's identity... Not only that, but honestly - when was the last time your bank teller actually checked your signature? I've signed checks for a family member serving overseas and my signature wasn't remotely close and no issues (big bank w/good rep). I do think that realtors should inform their clients of their intent to post disclosures

Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-38455601846667319052008-01-25T15:50:00.000-05:002008-01-25T15:50:00.000-05:00

I must disagree with you here. In Massachusetts, you can go on http://masslandrecords.com and get all the paperwork on pretty much any home in the Commonwealth. And that includes signatures. So if someone wants it, they are going to find a way to get it anyways.

Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-55605232845075945042008-01-21T13:15:00.000-05:002008-01-21T13:15:00.000-05:00

Oh, wow! I first thought that you meant they intentionally uploaded their clients signatures. But, still, be more careful, people!

NM real estatehttp://www.nmhomesonline.comnoreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-72889022456122132122008-01-15T08:59:00.000-05:002008-01-15T08:59:00.000-05:00

Hey Tabby,The thought is "how can somebody put in an offer without knowing what is disclosed as not working." So in theory, the buyer needs to know what is wrong with the house before they put in an offerFrank

FRANK LL0SA Va Broker- BLOG.FranklyRealty.comhttp://www.blogger.com/profile/12647085935682292923noreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-31040281611746866342008-01-15T08:57:00.000-05:002008-01-15T08:57:00.000-05:00

I am shocked that any document, with signatures, was made available in such a way.I totally agree with you that this was a dangerous thing--food the hungry!Possible lawsuits in store for the agent posting it if identity theft does occur. F. Lee Bailey (rather his prototypes) will have a heyday with something like this.

Mary Ellen Harvleynoreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-81759645230597566672008-01-15T08:05:00.000-05:002008-01-15T08:05:00.000-05:00

I agree this is a privacy violation. My agent asked me to provide the signed disclosure so he could put it up online. I immediately said no. Why should I give anyone disclosure information before they've put in an offer? To me, a disclosure form does not need to be provided until an offer is on the table. JMO

Tabbynoreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-72989984985289371192008-01-15T01:04:00.000-05:002008-01-15T01:04:00.000-05:00

Holy Cow! You are absolutely right! I will instruct my agents about not having signed disclaimers,disclosures or lead based paint documents on websites or at the clients' house or attached to listing brochures.Thank you for making such an important point, Frank.

EXiT All Star Realtyhttp://www.blogger.com/profile/12636860705629993394noreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-37179651773078910652008-01-14T22:52:00.000-05:002008-01-14T22:52:00.000-05:00

I see them on the Internet and in homes all the time, but hadn't thought about the identity theft component. I keep a master copy at the home with a note to call me for a faxed copy, but I can see where just a non-signed "desk copy" will do the trick. I email signed copies to anyone who requests anyway. Thanks for the heads up!

Bethesda Real Estate Sales ~ Josette Skilling:noreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-43618486198245534592008-01-14T22:04:00.002-05:002008-01-14T22:04:00.002-05:00

Hey Jim,In Virginia 98% of homes are just "Dislaimed" basically saying, go get it inspected.And the MLS listing will tell the agent if it has a disclaimer, so having the actual signature might not be necessary to write the offer (some might disagree).I reported it to the local Realtor association on Friday at 9pm. The document is still up there. Frank

FRANK LL0SA Va Broker- BLOG.FranklyRealty.comhttp://www.blogger.com/profile/12647085935682292923noreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-32137903696293944812008-01-14T22:04:00.001-05:002008-01-14T22:04:00.001-05:00

Convenience is the reason for posting them to the MLS. If your client is interested in a home- you can click and print and go....there's no waiting game for an e-mail or fax to see if the house has documented, unseen issues. This post has certainly made me wonder if it's worth it.

Jim Ludeshttp://activerain.com/ludesnoreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-44179715621141771862008-01-14T22:04:00.000-05:002008-01-14T22:04:00.000-05:00

Whats the point of posting the disclosure with the signature, seems like an accident waiting to happen.

E Jeffrey Dolfingerhttp://activerain.com/jeffdolfingernoreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-5047442193253047652008-01-14T22:03:00.001-05:002008-01-14T22:03:00.001-05:00

That's insane! We don't post those kinds of things ANYWHERE. We fax them to an agent who asks for them. By no measn everything belongs on the net.

Leslie Presthttp://activerain.com/lprestnoreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-3860075712425199962008-01-14T22:03:00.000-05:002008-01-14T22:03:00.000-05:00

Good point

Scott Montgomeryhttp://activerain.com/monty6712noreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-71441499152393352252008-01-14T22:02:00.001-05:002008-01-14T22:02:00.001-05:00

I had never thought of this Frank....makes enough sense!

Jim Ludeshttp://activerain.com/ludesnoreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-73178160037092753552008-01-14T22:02:00.000-05:002008-01-14T22:02:00.000-05:00

I'm with you Frank. I saw this in our MLS the other day and cringed. The property has closed and the property disclosure is there for all to see, for a loooone time. yikes!

Nick M -Realtor®-Appraiser in West Palm- South Florida Real Estate Appraiserhttp://activerain.com/floridarealestatepronoreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-49750804356021459982008-01-14T22:01:00.003-05:002008-01-14T22:01:00.003-05:00

Hey Frank-I don't even put signatures in my listing packet anymore due to the issue with identity theft. Online is just plain DUMB. You shouldn't wait to call the agent and let them know. They are putting their clients at risk and that is not good practice.

Cindy Jones-Offering Real Estate Service for the 21st Century in Northern VAhttp://activerain.com/cijones52noreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-12226406590780662822008-01-14T22:01:00.002-05:002008-01-14T22:01:00.002-05:00

Frank,It is unfortunate that we need to be so scrupulous...but identity theft is a serious and almost epidemic occurrence!!! Nice post! Thanks, Fran

Fran TheTitleMan, PA&NJ Title Insurance, Fran Gaspari, Patriot Land Transfer Inc.http://activerain.com/patriotlandnoreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-70090630832926909012008-01-14T22:01:00.001-05:002008-01-14T22:01:00.001-05:00

Hey Sherry,Somebody should talk to your MLS to change their procedures. Also there is a little bit of a chicken before the egg legal issue here in Virginia. In theory if a buyer submits an offer with a disclaimer statement signed only by the purchaser and the seller signs that disclaimer AFTER the offer is made, a buyer might later in court be able to contend that the property was not properly

FRANK LL0SA Va Broker- BLOG.FranklyRealty.comhttp://www.blogger.com/profile/12647085935682292923noreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-44324400172862616572008-01-14T22:01:00.000-05:002008-01-14T22:01:00.000-05:00

Frank,Hmmm, must admit I had not thought about it and most agents do make it available. Something to change I think.

Cynthia Tilghman, Realtor® Onslow County NC Home Specialisthttp://activerain.com/cjytilghmannoreply@blogger.comtag:blogger.com,1999:blog-4797432599663441966.post-132829655879076592008-01-14T22:00:00.002-05:002008-01-14T22:00:00.002-05:00

Never even thought of that - great idea! And a simple one too.

Kevin McGrath - Fredericksburg VA Real Estatehttp://activerain.com/tbird1995noreply@blogger.com