tag:blogger.com,1999:blog-4797432599663441966.post-11453959785587061252007-02-26T20:02:00.000-05:002007-02-26T20:02:00.000-05:002007-02-26T20:02:00.000-05:00RESPA is a consumer protection act, it was created...RESPA is a consumer protection act, it was created to lower the costs for the purchaser not as an excuse by real estate brokers to keep fixed commissions.Of course, it is great to be conservative and disclose buyer rebate on the HUD-1 which is recommended but the realities of the real estate business simply prevents this because third parties to the buyer broker agreement are preventing the Anonymousnoreply@blogger.com